Cosmina Naum provides coaching and meditation services only, and does not offer psychological therapy. If you are experiencing mental health difficulties, please consult your medical or mental health professional, or contact your local hospital or crisis centre.
Terms and Conditions
Welcome to our website. The Terms and Conditions of this website (“Terms”), in conjunction with our Privacy Policy, govern your use of this website. By using this website you acknowledge that you have read, understood and agree to comply with, and be bound by these Terms.
This website is operated by Cosmina Naum , and our business registration number is ABN96657353099. The terms “we” or “us” refer to the owner of this website. The term “you” refers to the viewer or user of this website. Please contact us if you have any questions or comments regarding this website.
Information on this website is for general information and use only. It is subject to change without notice.
Whilst we take care to provide current and accurate information, neither we nor any third parties, provide any warranty or guarantee as to the accuracy, reliability, timeliness, performance, availability, completeness or suitability of the information, products, services or materials found or offered on this website for any particular purpose. The contents of this website are for informational purposes only and are not a substitute for professional business advice or medical advice, diagnosis, or treatment. Always consult with a qualified medical professional for diagnosis and treatment of health or mental health concerns, or before commencing any program, or consult a qualified business professional. Subscribing to the newsletter, viewing the videos, or enrolling in or purchasing the online programs offered on this website does not constitute receiving treatment from or entering into a therapeutic relationship with
Cosmina Naum offers coaching services only and does not provide psychological therapy. Cosmina Naum is not responsible for any adverse effects resulting from your use of or reliance on any information contained on this website or from her services or programs, whether online or live. You acknowledge that this information and content may contain errors or inaccuracies, and we exclude liability for any such errors or inaccuracies to the full extent permitted by law. The content on and available through this website is the opinion of the author, and is provided for general information and educational purposes only. It does not replace the need for specific advice relevant to your individual circumstances. You acknowledge and agree that no information or advice provided on or available through this website constitutes medical or healthcare advice, or business advice, or creates a warranty of any kind and you acknowledge that you should consult a relevant professional for specific advice appropriate for your situation. If you are experiencing mental health difficulties, please consult your medical or mental health professional, or contact your local hospital or crisis centre.
You specifically acknowledge and agree that your access and use of any information, materials or services on this website is entirely at your own risk, for which we shall not be liable. Anything provided on this website may include inaccuracies or errors. We cannot be liable for any loss or damage either direct or indirect that comes from the use of this website. It is your responsibility to ensure that any information, services or products, available on or through this website meet your specific requirements.
This website is provided without warranty or guarantee. To the fullest extent permissible by law, we exclude all liability and responsibility for loss or damage of any nature arising from or in connection with your access to or use of this website, regardless of whether such loss or damage would arise, or is caused by any error or omission in the website. In the event that we are liable for breach of any implied warranty or condition that cannot be excluded, then our liability shall be limited to re-supplying services, or paying for the costs of re-supplying the services.
This website and associated online programs contain material which is owned by or licensed to us. This material includes, but is not limited to, the content, design, layout, look, appearance, graphics, audio and video, and online courses and programs, and no permission is given in respect of their use. This website, its contents and programs are protected by copyright laws and intellectual property rights. Unless otherwise indicated, the owner of this website is the owner of the copyright and all other intellectual property rights in this website, its contents and programs. No part of this website or online programs purchased through this website may be reproduced, modified, copied or used for any commercial purpose without the prior written permission from the website owner. Reproduction of any part of this website, its contents, and programs purchased via this website is prohibited other than in accordance with the copyright notice, which forms part of these Terms.
All trademarks reproduced on this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
Unauthorised use of this website may give rise to a claim for damages or may be a criminal offence.
This website may also include links to other websites and are provided for your information only. They do not signify that we endorse those linked websites, and does not necessarily imply a recommendation of the reliability or efficacy of those sites. We have no responsibility for the nature and content of those websites, and, therefore we do not accept liability for any loss or damage by visitors to those websites. Your access to a third party website and its services or products are at your own risk.
You may not create a link to this website from any other website or document without prior written consent from the owner of this website.
Your use of this website and any dispute arising out of such use is subject to the laws of Australia. It is unauthorised to use this website in any jurisdiction that does not give effect to all provisions of these Terms. If you reside in a jurisdiction where the use of this website is unauthorised, it is your responsibility to cease using this website.
Privacy Policy
We may collect personal information about you when you use this website, including, when you register to the website, communicate with us via email, purchase a program or service, subscribe to a mailing list, fill out a form or survey, and generally how you use the website.
Personal information held by us may include, your IP address, name, address and contact details, password, and payment information (including bank account or credit card details).
Your personal information may be used to provide services to you, manage those services, research and develop our services and the content of our website, and to send information to you.
The email address you provide for order processing may be used to send you information and updates relevant to your order, and to contact you for marketing purposes, including news, updates, and information on our products or services. You may unsubscribe from receiving future emails at any time.
We do not transfer to third parties your personally identifiable information. This excludes parties who help us with our website operation, conducting our business, or providing services to you. We may also release your information where we need to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety.While we take reasonable steps to ensure that all information collected is stored in a secure environment accessed only by authorised persons, no data transmission over the internet can be guaranteed to be 100% secure. As such, we cannot guarantee the security of any information transmitted from you, and you do so at your own risk.
Please contact us if you have any questions or comments regarding this policy.